Money should always work, if it remains static like the Satoshi bitcoin addresses, it’s a joke.
User onboarding should be the main goal, ideally you want money to almost work like quantum foam.
Imagine waiting for fiat onramps while China & India have the most internet users, but might not have access to the “reserve currency”. That’s why the distribution of SAFE should work at the outer edge and everybody who has their SAFE already, should not even have to bother to sell/loan or profit from those who might not have much…