personally I want mine on hand to trade when there are good opportunities. I think there are some real HODLers that would do it though. To me your numbers just don’t sound enticing. A slight bit of interest at the cost of the opportunity to make much larger margins trading, and also be able to exit if say the company doesn’t look like they are succeeding.
One thing to be careful of is that when you add interest it almost surely becomes a loan which almost surely makes it a security. Just to clarify why this is not good, polo is geoblocking anything they are worried the SEC might consider a security to US customers.
PS feel free to come join me and @neo in debating if MAID is already a loan here https://forum.autonomi.community/t/why-dont-we-just-have-our-own-exchange