It actually feels like a similar UX soluition to the one you and I worked on @mav:
I.e. allow users to create a fabric of factors with which to secure their assets that allows more tolerance for the failure of one factor.
In our example we us a seed phrase as a opener, but it’s not a single point of weakness, you can have a bunch of them, or none at all, or use social style recovery as Radix describe.
This is the type of forward steps in UX the decentralised web really needs to make.