Hey @GregMagarshak. Welcome to the forum! I think you’re getting up to speed really quickly but I noticed you have an interest or ideal vision of coin implementation/design. There are a couple developers here that made an alt coin generator and wallet that uses that tree like structure. Check it out. Project Decorum - Wallet Release and Alt-Coins on Safe final.pptx - Google Slides
I do think the fact this network is optimized for data security that it takes guts to make the networks coin rely solely on that same design. That really says something imo. So many facets, all very dynamic, to make collusion highly unlikely and costly to boot.