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Also if you’re paying by year, you’d have to lose your key at the end of the year and not find it several weeks.
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After a week or two at least 50% of people would probably want that data to get wiped out.
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There was a discussion about password recovery here. The Devs plan to create a “have your trusted connection reset your password for you” type of feature.
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Regardless, you could always send SAFE to the “refuel” address from another account to keep the data alive.